A startling video that reveals a new credit card scam occurring at gas stations is quickly going viral on social media.
More than 7 million people have watched this video since it was published by user Sarthak Ahuja. According to the video, a man swiped his card to pay for gas, and a few days later, his account was robbed of almost one lakh rupees.
So let’s find out what credit card fraud is and what we can do to prevent it.
- Card skimming scam: what is it?
One kind of fraud is card skimming, in which con artists take your credit or debit card details. They conceal a tiny gadget known as a skimmer on gas pumps, ATMs, and point-of-sale (POS) equipment. This skimmer captures your card details (such as the card number and expiration date) when you swipe or enter your card into that machine. In order to steal PINs, phony keypads or cameras are occasionally concealed above the keypad. This information is then used by scammers to make fake cards that they can use to make online purchases or withdraw cash.
- How can I tell if someone has stolen my card?
This could be the first indication of skimming if funds have been taken out of your account that you haven’t used. In order to avoid raising suspicions with you or the bank, scammers frequently start by taking out tiny sums.
The machine may have a skimmer if you recently used your card at an unknown or suspicious machine (such as an ATM or store’s card machine) and later discovered anomalies in your account.
- Is there a greater chance of card skimming at gas stations?
Indeed, because gas stations’ point-of-sale (POS) machines are frequently unguarded and in the open, there is a greater chance of skimming. To steal card information, scammers set up skimming devices on these computers.
- the distinction between cloning and card skimming?
Card numbers, PINs, and other information are stolen during the initial stage of skimming, according to cyber expert Rahul Mishra. The next step is cloning, where fraud is perpetrated by using that information to create duplicate cards. Learn this from the बिलो graphic.
Don’t freak out if someone has taken money from your card without authorization. By taking the actions listed below, you can lessen the harm.
- Give the bank a call right now.
First, block the card via the bank’s app or give them a call. Inform them that you were duped. There will be less harm if you take action sooner rather than later.
- Provide the bank with all relevant information.
Inform the bank that this transaction was not yours. Give the transaction’s date, time, and amount. Request that the bank start the chargeback procedure so they can attempt to get the money back. You might have to submit a letter of complaint and transaction information for this.
- Turn Off Foreign Transactions
Scammers frequently utilize cards to make purchases online in other nations. Get the bank to disable the foreign payment facility right away if you think this has occurred.
