PM Vidya Lakshmi Scheme 2025: Registration started, get loan up to 10 lakhs without guarantee

PM Vidya Lakshmi Scheme 2025

PM Vidya Lakshmi Scheme 2025: The government runs schemes for all age groups of its country, out of which many schemes are also run for the students, one such scheme is being run by the government for financially poor students which is known as PM Vidya Lakshmi Yojana.

This is a scheme of the central government in which financial assistance is given to those students who want to get higher education but are unable to complete their education due to financial problems, the government gives a loan of up to 10 lakhs without guarantee to such poor students so that they can get higher education and become self-reliant. Let us know about the benefits of this scheme and the application process.

What is this scheme

PM Vidya Lakshmi Yojana 2025

PM Vidya Lakshmi Scheme 2025 is a scheme run by the Central Government which was started on 6 November 2024, which aims to encourage those talented students towards higher education who are unable to pursue their higher education due to financial weakness, this scheme is operated by the Government of India under the Ministry of Education, in which meritorious students are given education loan up to 10 lakhs without any guarantee, some documents are required to apply in this scheme, only then students can apply in it.

Benefits of the scheme

PM Vidya Lakshmi Scheme 2025 2
  • Students living in any state of India can get the benefit of PM Vidya Lakshmi Scheme 2025.
  • In this scheme, students are given a loan of up to 10 lakhs without guarantee.
  • In this, financial assistance is given to economically weaker students so that they can become self-reliant by studying.
  • In this, those students whose family’s annual income is less than ₹ 800000 are eligible to apply.
  • This scheme is being run by the central government in which secured loans are given to the students.
  • By taking advantage of this scheme, students will be able to complete their education and brighten their future by studying.

Required Documents

To apply for PM Vidya Lakshmi Scheme 2025, students need Aadhar Card, PAN Card, Residence Certificate, Income Certificate, Bank Account Passbook, School College ID Card, Mobile Number, Passport Size Photo, Caste Certificate (if applicable).

How to apply

PM Vidya Lakshmi Scheme 2025
  • To apply in PM Vidya Lakshmi Scheme 2025, you can apply by visiting the official website of PM Vidya Lakshmi Portal.
  • After this the home page will open in front of you where the link of Apply Now will appear on which you have to click.
  • Now a registration page will open in front of you, enter all your required information in it and click on the submit button.
  • Now after this you will be sent login ID and password to your email ID.
  • Now login with its help and open its form and fill all the required information in the form.
  • Now upload all the required documents and submit it and get its receipt and keep it safe for future.

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