Car insurance is very important for a car because if you drive a car on the road, your vehicle can get into an accident at any time. In such a situation, this insurance not only compensates you for the loss caused by the accident, but also protects you from legal matters caused by the accident. If you also have a new car or you are going to buy a car, then you should also have complete information about its insurance, so that you can get proper insurance while buying a car. So let’s know complete information about it
Types of Car Insurance
There are four types of car insurance – Third Party Insurance, Comprehensive Insurance, Simple Pay-Per-Use Insurance, Own Damage Insurance.
Third Party Insurance
It is very important to have third party insurance in your Car , in which you get complete coverage in case of any kind of physical injury or death in an accident, that is, if your car collides with another vehicle during the drive and meets with an accident, then any kind of loss in it is compensated by the insurance company.
Comprehensive Insurance
Comprehensive insurance is also very important in Car Insurance. Under this, both third party insurance and damage to your own vehicle are covered. In this, if your vehicle is damaged due to accident, theft in case of fire or any other natural disaster, then it is paid by the insurance company.
Simple-Pay-Per-Use Insurance
This Car Insurance is for such vehicle owners who use their vehicle very less, through this facility, as long as you use your vehicle, you have to pay the premium only for that many days.
Own damage insurance
It is also an important insurance in Car Insurance, in which you are given complete coverage for any kind of damage to your vehicle or any kind of bodily injury or death during an accident.
Why is car insurance necessary?
- Car insurance is very important for a car because it provides financial security in case of any accident or damage and you are paid the full amount of damage by the insurance company.
- Car insurance completely covers legal liability towards third parties so that if your car gets into an accident, you do not get into legal troubles.
- With car insurance, you can take your car anywhere without worrying because you know that in case of an accident, you will get full claim for it.
How to buy car insurance
To buy car insurance, you can visit the official website of insurance companies online and get car insurance, many famous insurance companies like Bajaj Allianz, HDFC, Ergo General Insurance, SBI General Insurance are major insurance companies that provide online insurance facility. Apart from this, you can go offline and get all the information about them in their nearest branch.
