Car Insurance Add On Cover: It is very important to get car insurance while buying a car, which protects you from heavy expenses in case of accidents. As the number of cars is increasing in India, accidents are also increasing rapidly. In such a situation, due to any sudden accident, your vehicle can suffer a lot of damage, which can empty your pocket. Therefore, it is very important to get insurance while buying a car. In this article, we will know about car insurance add on cover, which gives financial security to your vehicle.
What is add on cover?
Car insurance add on cover provides more security and improvement to the basic insurance policy of your car. You can increase your basic security by adding on premium to your car insurance. However, you may have to pay a little more premium for this. But if your car is a victim of an accident, then you get more claim and more facilities in it.
Let’s know about some special add on covers-
Return to Invoice
Under the return invoice add-on cover in car insurance, in case your car is stolen or completely damaged, you are given compensation equal to the on-road price of the car. This is not available in normal car insurance. You get this facility only under add-on car.
Engine Protection
Under Car Insurance Add On Cover, if there is any problem in the engine of your car or you need to get the engine repaired or the engine has to be replaced, in such a situation the entire payment is made by the insurance company. You also get this facility through add on cover which is not available in normal car insurance.
No Claim Bonus Protection
No Claim Bonus Protection in car insurance add-on cover saves the No Claim Bonus in case of a claim, thereby reducing the premium the next time you pay the premium.
Zero Depreciation
In Zero Depreciation in car insurance add on cover, if you make a claim in case of damage to the vehicle, then the damage caused to the parts of the car is not counted and you get the full benefit of the insurance claim.
Roadside Assistant
In car insurance add-on cover, you also get the facility of roadside assistant. If you are on the road and your car suddenly breaks down, then you are provided with facilities on the road itself which includes facilities like changing tyre, charging battery or tagging. This facility is available only in add-on.
