According to a recent repost, Over 54.5 Crore Jan Dhan Accounts Opened by January 15, 2025.
By January 15, 2025, more than 54.5 crore Jan Dhan accounts have been opened across the country. Notably, around 56% of these accounts belong to women. Finance Minister Nirmala Sitharaman shared this information in the Lok Sabha on Monday while responding to a question. According to a PTI report, the government launched the Pradhan Mantri Jan Dhan Yojana (PMJDY) in August 2014. To further strengthen financial inclusion efforts, the scheme was extended beyond August 14, 2018.
Over 30.37 Crore Jan Dhan Accounts Belong to Women
A total of 54.57 crore Jan Dhan accounts had been opened across the country By January 15, 2025, out of which 30.37 crore (55.7%) belong to women, Finance Minister Nirmala Sitharaman informed the Lok Sabha. She also shared enrollment data for key social security schemes, including the Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY), Pradhan Mantri Suraksha Bima Yojana (PMSBY), and Atal Pension Yojana (APY).
As of January 15, 2025, PMJJBY had 22.52 crore enrollments, with over 10 crore being women. Under PMSBY, 49.12 crore people had enrolled, including 22.84 crore women. Meanwhile, APY had 7.25 crore enrollments as of December 31, 2024, with 3.44 crore being women. The government launched these schemes to enhance financial inclusion and provide insurance and pension benefits to economically weaker sections. The increasing participation of women in these schemes highlights their growing financial awareness and security.
What is a Jan Dhan Account?
The Pradhan Mantri Jan Dhan Yojana (PMJDY) is a national financial inclusion mission or scheme aimed at providing essential banking services to all citizens. It ensures access to savings accounts, deposits, remittances, loans, insurance, and pensions.
A Jan Dhan account can be opened at any bank branch or through a banking correspondent (Bank Mitra) outlet. It is a zero-balance account, which means that there is no requirement to maintain a minimum balance. However, account holders can still access various financial benefits, including direct transfers of government subsidies and insurance coverage and some other benefits too.
To enhance financial accessibility, both public and private sector banks participate in this initiative. The scheme plays a crucial role in improving the efficiency of government welfare programs by ensuring that financial aid reaches the intended beneficiaries directly. Through PMJDY, the government aims to empower people, especially those from economically weaker sections, by integrating them into the formal banking system.
