Maruti Suzuki Jimny: If you are an adventure enthusiast and looking for an SUV that can handle both daily city driving and challenging off-road terrain with ease, the Maruti Suzuki Jimny could be the perfect option for you. With its rugged design, strong road presence, and impressive off-roading capabilities, the Jimny has gained significant popularity in the Indian market. Many buyers are attracted to its unique styling and practical performance. If you are planning to buy this SUV but are concerned about your budget, there is no need to worry. You can bring home the Maruti Suzuki Jimny by making a down payment of just Rs.2 lakh. Here’s a look at the complete finance details, including the EMI you may have to pay.
Maruti Suzuki Jimny and Its Variants
The Maruti Suzuki Jimny is offered with a petrol engine and is available in two main variants – Zeta and Alpha. Both trims can be purchased with either a manual or automatic gearbox, giving buyers multiple options to choose from. The SUV’s base Zeta variant starts at an ex-showroom price of around Rs.12.31 lakh, while the top-end Alpha Dual Tone AT variant is priced at up to Rs.14.45 lakh (ex-showroom). For this finance calculation, we are considering the base Zeta model. In Delhi, after adding RTO charges, insurance, and other fees, its on-road price comes to around Rs.14.59 lakh. However, the final on-road price may vary across cities and states due to differences in taxes and registration charges.
If you plan to buy the Maruti Suzuki Jimny’s base Zeta variant in Delhi with a down payment of Rs.2 lakh, the finance calculation becomes quite straightforward. The SUV’s on-road price is approximately Rs.14.59 lakh, and after paying Rs.2 lakh upfront, the remaining amount to be financed comes to Rs.12.59 lakh. Assuming a bank interest rate of 10% and a loan tenure of 5 years (60 months), the loan amount will be repaid through monthly EMIs over the selected period. This financing option allows buyers to own the popular off-road SUV without making a large initial investment, making the purchase more affordable and manageable.
If you finance the Maruti Suzuki Jimny with a loan at an interest rate of 10% for a period of 5 years, your estimated monthly EMI will be around Rs.26,758. This instalment will continue for 60 months, making it easier to spread the cost of the SUV over a longer period. During the loan tenure, you will pay approximately Rs.3.46 lakh as interest to the bank in addition to the principal amount. As a result, the total amount spent on the vehicle, including the down payment and interest charges, will rise to around Rs.18.05 lakh. Buyers should consider this overall cost before finalising their purchase decision.
