NPCI has launched a new feature UPI Circle for PhonePe users, through which even those users who do not have a bank account will now be able to make payments. Let us know the complete information about it in this article
The number of PhonePe users in India is increasing day by day, people use PhonePe to make all kinds of payments, from small to big, it is also very easy to use, you can easily send money to the number by selecting the number on your phone or you can send money through UPI ID or by scanning the QR code.
PhonePe keeps making many changes in its features from time to time so that online payment becomes even easier for the users, due to this PhonePe has introduced a new smart feature in its smartphone called UPI Circle, through this feature now those people who do not have a bank account can also make payment using PhonePe, now if you also want to send payment to your family or any of your friends, then you will be able to easily send money to them using this UPI Circle, for this it is only necessary that the number of that person should be in your phone.
NPCI launched this feature
NPCI has launched this feature for PhonePe users, although earlier this feature was launched only for Google Pay app, but now users will be able to use it on PhonePe as well.
To make payment in this, all you have to do is that the person’s number should be added on your phone, after this the member to whom you want to make payment will scan the QR code, after this the request to make payment will be sent to the primary member, after this payment can be done easily. This feature will benefit those users who do not have bank accounts, now they will be able to receive and send money easily.
How to use UPI Circle feature
- To use UPI Circle feature, PhonePe users should first download PhonePe app from Google Play Store on their mobile.
- After this, enter your registered mobile number in PhonePe and open PhonePe application.
- Now you will see an option of UPI Circle in the application where you have to click.
- Now if you want to add the number of your friend or family member in it, add it.
- The primary user has to use UPI ID or QR code to add a secondary user in his app.
- After adding a member, you can easily make and receive online payments.
Who will get the benefit
The benefit of UPI Circle feature will be available to those PhonePe users who do not have a bank account, now they will be able to easily make payments to their family and friends with the help of UPI Circle feature. The special benefit of this feature is that now secondary users can make payments through their UPI ID and the primary user has full control over it, after the request reaches the primary user, if he accepts the request then the payment can be received and sent but if the request is rejected by him then the payment cannot be made.
