Stashfin Personal Loan: If you also need a loan, then Stashfin is offering attractive loans to salaried and non-salaried persons at very low interest rates. Stashfin is a digital lending platform on which you can take a loan at an annual rate of 11.99%, while in this you can easily get a loan from ₹ 1000 to 5 lakhs and that too with very little documentation. In this, you have to repay this loan during a period of at least 4 years, and once the loan amount is approved, its amount is transferred to your account within 4 hours.
Features of Stashfin Personal Loan
- To apply for Stashfin Personal Loan, the applicant must have a minimum monthly income of ₹15,000.
- In this, the applicant has to pay a processing fee of 10% and a bouncing charge of ₹500 is also levied on check bouncing or non-payment of EMI.
- After taking a loan from this, you can also foreclose your loan.
- For this, if you have paid three EMIs, then you can foreclose it by paying the outstanding amount.
How many types of loans can be availed from Stashfin Personal Loan?
You can avail many types of loans from this, including marriage loan, cash loan, small loan, medical loan, travel or holiday loan, debt consolidation, non-home, renovation personal loan, shopping personal loan, personal loan for salaried people, personal loan for non-salaried people and many other types of personal loans are made available under it.
Eligibility for Stashfin Personal Loan
This loan is given only when the applicant fulfills the eligibility criteria set by it. Let’s know about it –
- Any citizen of India can apply under this, the minimum age to apply in this is 18 years.
- The minimum salary of the applicant must be 15000.
- It is necessary to have a good credit score to apply, the credit score of the applicant should be 700 plus.
- The applicant should be a salaried person and should use net banking.
- Non-salaried applicants are required to have a certificate of paying income tax and filing GST returns, apart from this, a certificate of ownership of the business he is doing and bank statement of the last 6 months and audited financial and office certificate of 2 years are required.
Attractive interest rate in Stashfin Personal Loan
Stashfin offers loans at attractive interest rates, however this interest rate depends on the applicant’s job profile, credit standing, loan amount and the time taken by him to repay it. The interest rate starts from 11.99% and a maximum interest rate of 59.99% is charged in which applicants can easily avail a loan of Rs. 1000 to Rs. 5 lakh which can be availed for a minimum period of 4 years.
EMI payment in Stashfin Personal Loan
To pay EMI in this, applicants can easily pay EMI through net banking, credit card or debit card or UPI ID. If you want to get more information about stashfin and want to resolve any complaint, then for this you can call its customer care number 01147848 400 to get answers to your questions and also register your complaint.
Apart from this, you can contact its officer and register your complaint or you can also contact on its email ID grievance.officer@stashfin.com.
