Bank Holidays
Banks play a vital role in our daily lives, especially when it comes to essential financial transactions like cheque clearance, loan processing, document submission, or locker access. Although online banking has become increasingly popular, there are still many tasks that require a physical visit to the bank branch. If you’re planning any bank-related work in July 2025, it’s important to know the holiday schedule in advance so you can avoid inconvenience.
According to the Reserve Bank of India (RBI), banks will remain closed for a total of 13 days in July 2025. However, not all of these holidays apply nationwide. Many of them are state-specific and depend on local festivals, regional events, or public observances.
Why Are Banks Closed on Different Days in Different States?
The RBI classifies bank holidays into three broad categories:
- National Holidays – Observed across the country (e.g., Independence Day, Republic Day).
- Government-declared Holidays – Vary from state to state depending on local festivals and cultural events.
- Weekend Holidays – Regular closures on the second and fourth Saturdays, and all Sundays.
Bank Holiday List for July 2025
Here’s a general overview of when banks are expected to be closed in July 2025:
- July 6 (Sunday) – Weekly off
- July 8 (Tuesday) – Kang (Tripura)
- July 9 (Wednesday) – Rath Yatra (Odisha and some parts of East India)
- July 13 (Sunday) – Weekly off
- July 14 (Monday) – Drukpa Tshechi (Sikkim)
- July 19 (Saturday) – Third Saturday (banks open)
- July 20 (Sunday) – Weekly off
- July 21 (Monday) – Guru Rinpoche’s Thungkar Tshechu (Sikkim)
- July 23 (Wednesday) – Harela (Uttarakhand)
- July 26 (Saturday) – Fourth Saturday
- July 27 (Sunday) – Weekly off
- July 30 (Wednesday) – Shaheed Udham Singh Martyrdom Day (Haryana, Punjab)
- July 31 (Thursday) – Ker Puja (Tripura)
Important Reminder for Customers
If you need to complete any banking tasks this month, try to schedule them on working days to avoid delays. Also, remember that ATM, mobile banking, and internet banking services remain functional even during holidays. However, certain services that require in-person interaction or approvals might get delayed due to these closures.
Make sure to cross-check the holiday list with your state’s official notice, as some holidays are only observed in specific regions. Planning ahead can help you avoid last-minute stress and ensure smooth banking transactions throughout July.
Things to Keep in Mind
- Online Services: Most digital banking services like NEFT, IMPS, UPI, and ATM withdrawals remain operational even during holidays.
- Branch Services: Tasks like account opening, loan discussions, document verification, and cash deposits above a certain limit often require branch visits. Plan these in advance.
- Regional Variations: Always check with your local bank branch or the RBI holiday calendar to confirm if a particular holiday is observed in your state.
