E Shram Card
The Government of India continues to strengthen the unorganized sector through welfare schemes, and one of the most impactful initiatives is the E-Shram Card Yojana. In a recent update, there is good news for E-Shram card holders the government is planning to provide a monthly pension of ₹3000 to eligible beneficiaries. This initiative aims to offer financial security to workers in the unorganized sector who often lack regular income and social protection.
What is the E-Shram Card?
The E-Shram Card is a digital card issued under the E-Shram Portal, an initiative launched by the Ministry of Labour and Employment. It is designed to register unorganized workers across India, including street vendors, construction workers, agricultural laborers, domestic workers, and other daily wage earners.
Each registered worker receives a unique 12-digit Universal Account Number (UAN), which helps in tracking employment history, accessing government schemes, and ensuring direct benefit transfers.
₹3000 Monthly Benefit: What’s the Plan?
Under the Pradhan Mantri Shram Yogi Maandhan Yojana (PM-SYM), E-Shram card holders between the ages of 18 and 40 years can voluntarily enroll in a pension scheme. Upon reaching the age of 60, they will be eligible to receive a monthly pension of ₹3000. This scheme aims to provide old-age security for workers who may not have access to a regular income or retirement fund.
To avail of the ₹3000 monthly pension, the worker must contribute a small amount every month (ranging from ₹55 to ₹200 depending on age) till they turn 60. The Government of India contributes an equal amount to the worker’s pension fund, making it a co-contributory scheme.
Key Benefits of the Scheme
- Financial Security in Old Age: A fixed monthly pension ensures a stable income post-retirement.
- Government Contribution: The central government matches the worker’s monthly contribution.
- Coverage of Unorganized Workers: Nearly 38 crore unorganized workers across India are eligible.
- Direct Benefit Transfer (DBT): Money is transferred directly to the registered bank account.
Eligibility Criteria
To receive the ₹3000 monthly pension, the following conditions must be met:
- Must be an Indian citizen aged between 18 and 40 years.
- Monthly income should be below ₹15,000.
- Should not be a taxpayer.
- Must have an E-Shram Card and Aadhaar-linked bank account.
How to Apply?
Eligible individuals can visit their nearest Common Service Centre (CSC) or apply online through the E-Shram Portal(eshram.gov.in). Enrollment is free of cost, and biometric authentication using Aadhaar is required.
The government’s move to provide a ₹3000 monthly pension to E-Shram card holders is a major step toward empowering India’s informal workforce. With financial assistance during their old age, millions of workers can look forward to a more secure and dignified life. This scheme not only promotes social inclusion but also ensures that no hardworking citizen is left behind.
