The Reserve Bank of India will conduct an overnight VRRR auction for ₹50,000 crore on July 31.

This follows a 3‑day VRRR on July 29 that mopped up ₹46,058 crore in excess liquidity.

RBI is using this Variable Rate Reverse Repo tool to manage surplus funds in the banking system.

Overnight WACR (call money rate) rose to 5.38%, nearing the policy repo rate of 5.50%.

Liquidity surplus remains elevated, despite RBI’s efforts.

Banks previously parked ₹2 trillion via VRRR auctions, but appetite has reduced recently.

High GST outflows (~₹1.2 trillion) added upward pressure on overnight rates.

Analysts say RBI's calibrated operations aim to align short-term rates closer to policy.

Monetary tightening may be needed if liquidity stays elevated.